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Marketing a business for sale by owner or through a broker on the Business Broker Journal Network offers several distinct advantages for you, the seller. Let’s take a look at the benefits of each approach.

How can business brokerages help me to sell my business?
If you are not comfortable tackling the task of selling yourself, a broker could be worth the fees you will pay. The sale of a business should be approached with much more formality than the sale of residence. Using a broker gives you an expert who can help you prepare your business for sale, find a buyer who will pay top dollar, and negotiate the details.

1.) Shouldering the load: Selling your business requires a great deal of time and attention, two things that you may not be able to spare while continuing the daily operational requirements of running your business. Passing selling, negotiating and closing responsibilities on to a business broker will allow you to focus on your business and keep you from being spread too thin.

2.) Confidentiality: When listing a business for sale by owner, the owner reveals that his enterprise is for sale, therefore affecting the relationship with the public and prospective buyers, employees, suppliers and other associates. A good business broker can market a company for sale in such a way that protects the owner’s identity and effectively screen potential buyers to ensure that they are qualified and serious about purchasing.

3.) Close Quicker: With a business broker working full-time on the sale, chances are the transaction will be completed much sooner and for a higher price. To find a business broker in your area, click on Find a Broker.

4.) Buyer Interaction: When business brokerages sell businesses, the owners involved are very rarely able to speak to potential buyers. Being able to speak directly with someone will give you an idea of how badly he wants the business and how he might run it so keep in touch with your broker regularly for updates on all prospect-related conversations.

Should I sell my business myself or work with a Business Broker?
Listing your business for sale by owner is one of the simplest ways to approach a very important business transaction. You’ve invested so much time, sweat and money into your business, and it can be difficult to entrust your entire future to a third party even if trust is very high. Can I really sell my business myself?” you ask. The answer is absolutely! Let’s examine more closely the benefits of selling a business independently.

1.) Cost savings: This is nearly always the primary concern for business owners who decide to sell their own business. The commission on the sale of a large business can be very lucrative for a broker, and take a large chunk of profit away from you. This can be especially dangerous if you are attempting to sell a troubled business. Managing the sale of your own business can keep much-needed money in your pocket.

Posting your business online is an easy and cost efficient way to advertise, and will reach infinitely more interested parties than advertising in print. At Business Broker Journal.com, you can list your business for sale by owner for only $49.95 per month. In addition, premier placement is available for a reasonable fee, giving your business additional exposure on the site. The average business takes between five and eight months to sell, and a online listing can dramatically shorten that statistic.

Whether you sell your business independently or use business brokerages, marketing on the Business Broker Journal network can help you gather the largest number of lucrative offers in the shortest amount of time, ensuring a win-win situation for both you and your buyer.

Are you having trouble coming up with the perfect gift for that special man in your life? Mens presents ideas can quite often be hard to come by, especially for the men we want to impress the most. What does he want for Christmas gifts, and what are some cool present ideas are just two of the questions we tend to ask ourselves. Thankfully, there are ways to discover the ideal gift for that particular man who means so much to us.

Make a list of the first five outstanding traits that come to mind when you think about the man you want to purchase the perfect gift for. From these traits, you should be able to see a pattern that will help you decide what gift giving direction you want to follow. Remember that buying a special gift for someone is all about giving them what they want, not about what you think they should want. We often make the mistake of following our own desires when we go to pick out a present for someone, and this really should be avoided.

Some Cool Present Ideas

Does your man love the gothic realms? Perhaps he is a big fan of dragons, castles and damsels in distress. If this is the case, why not purchase him a dragon in armour clock? These clocks are gorgeous desk clocks that will look perfect in his office at home or at work. They are also an excellent conversation piece. If he doesn’t need a clock, you might also consider dragon figurines and statues, or perhaps beautiful wine goblets with ethereal fairies swirling around the handles.

Instead of Christmas, perhaps you are thinking of Valentines gifts UK. Valentine’s Day will arrive before you know it, and you certainly do not want to get him just another tie or paper weight. Does your man enjoy working in the garden? Gardening gifts are always well received. Why not get him a lovely bird bath to place under a tree or around shrubs? Bird baths are very popular garden decorations.

Japanese Money Box

Included in cool present ideas for men are Japanese money boxes. A Japanese money box is a token of good will and is said to bring its owner good luck. You can find handsome Japanese money boxes in many different styles, so it will not be difficult to find a marvellous money box that will bring a smile to your man’s face.

If your man loves being playful, toys might be the perfect gifts for him. Chattering wind up teeth are a funny way to break the tension and he will probably welcome these as an office accessory. You could also get him his own Egyptian Queen pen to sign his documents with. Novelty toys always make excellent Christmas gifts, as well as Valentines gifts UK.

Mens Presents Ideas

If you want to let your man know just how much you love him, include a note with your gift. It can be a simple and short note, as long as it is handwritten. Your attention to this small detail will let him know that the gift you are offering him is truly from the heart.

Did you know that when debts owed go into collections, they do not expect to be paid in full. Debts owed that go into collections can often be negotiated to a fraction of what was actually owed. In order to negotiate the best deal you must understand how the collection system works, the debt collectors mindset, know your rights and how to start off the negotiations.

Debt Collection System Explained

When debts go unpaid for several months that company normally negotiates with another company in order to get you to pay. This third party either purchases your debt for a fraction of what is actually owed, or they work for the creditor for a fee or a percentage of any money that they collect. The debt collector is in the sole business of collecting debts and they have many methods they use in oder to make individuals pay.

Debt Collectors Mindset

It is important to understand that it is the debt collectors job to make you pay. They get paid when you pay. Debt collectors deal with unpaid debts on a daily basis and they do not have the emotions that you may have about your debts. Debt collectors, from the nature of their business are most of the time aggressive and have no problem putting stress on you and pressuring you to pay.

Know Your Rights

When dealing with debt collectors you need to know your rights. Debt collectors normally will not tell you your rights and possibly will break the law when trying to recover debts. There are many rights you have, but a few of the most important ones are the following:

1. Fair Debt Collection Practices Act (FDCPA) – This is a federal law that requires debt collectors to treat you fairly. This law places limitations on the way they can collect. This act places limitations on when the collector can call, who they can contact, obscenities, amounts they are entitled to collect, suing in locations far from residence, threatening remarks, and many more. The following website gives great details on the FDCPA: Fair Debt Collection Practices Act Details. If you feel a collector has violated one of your rights, you should contact either an attorney or a credit company that can help with this.
2. Statue of Limitations – With all debts there is a time limit to how long creditors or collections agencies can sue in order to collect debts. Depending on what state you live in this time frame varies from 4 to 25 years. A creditor may be contacting you about a debt that is outside of these limitations and you may not be entitled to pay. This is important to find out before paying anything to a creditor because if the statue of limitations has expired and if you make even a tiny payment, this will restart the statue of limitations and you will now legally owe this debt. It is important to get detailed information about your debts owed with dates and amounts from the creditor.
3. Privacy – A debt collector is not suppose to tell anyone about the debts that you owe other than a co-signer or a spouse. They can call neighbors and employers, but only to obtain contact information and that is it. If they cross that line, you may be able to take legal action against them.
4. Harassment, False Statements, and Unfair Practices – This may be very common among debt collectors. They will almost say anything they can in order to make you pay. They are not allowed to make false statements or harass you in illegal ways. It is smart to keep records of what was said and if you believe something may be illegal, contact an attorney.

Debt Collection Negotiation

Once you have followed through on the debts and made sure they are all legitimate debts that you owe you can begin negotiations. The collector will of course demand full payment but in they know they will not actually receive this. They will negotiate as hard as they can and that is why you have to negotiate hard as well. A good starting place is offering about 20%-30% of the total amount owed. The easiest way to settle your debts is if you have some money and offer them a lump sum payment right away, still only for a fraction of what is actually owed. Be careful not to give in and agree to pay for anything you cannot afford. Most of the time, you will end up meeting in the middle. Before you are done negotiating it is important to try to get them to remove any negative items on your credit report that may be bringing your credit score down. This will help you save on future debts by allowing you to obtain a lower interest rate.

If you feel you cannot negotiate on your own there are professional companies out there that can help you. Most of the time these companies will give you a free consultation and let you know what they can do for you before you decide to use their service. What is good about these companies is that they won’t have the emotions you would have when trying to negotiate your own debts. Even after paying the fee, you will most likely still be better off than if you were to do it yourself.